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The Banks at Rivergate Apartments 1 of 8

The Banks at Rivergate Apartments

$1,472 – $1,886/mo

  • 1–2 bedrooms
  • 1–2 baths
  • 764–1,281 sq ft
  • 11 units available
  • Pet friendly
12620 Toscana Way, Charlotte, NC, 28273

As of October 13, 2026, The Banks at Rivergate Apartments in Charlotte, NC has 11 apartments for rent from $1,472 to $1,886/mo. One-bedrooms start at $1,472 and two-bedrooms at $1,675. The average asking rent has fallen 8.6% since March 25, 2026, from $1,775 to $1,622.

Floor plans

6 floor plans · 11 available units · Prices checked October 13, 2026

A1

1 Bedroom • 1 Bath • 764 Sq Ft

Starting at $1,472/mo

2 available unitsPriceSq ftAvailableOpen unit
02103$1,472764Jun 29
02308$1,552764Oct 1

A2

1 Bedroom • 1 Bath • 863 Sq Ft

Starting at $1,472/mo

3 available unitsPriceSq ftAvailableOpen unit
04204$1,627863Aug 11
04104$1,572863Nov 16
05303$1,472863Nov 25

A4

1 Bedroom • 1 Bath • 964 Sq Ft

Starting at $1,657/mo

2 available unitsPriceSq ftAvailableOpen unit
04103$1,677964Oct 20
03203$1,657964Nov 26

B3

2 Bedrooms • 2 Baths • 1,281 Sq Ft

Starting at $1,675/mo

2 available unitsPriceSq ftAvailableOpen unit
06201$1,8861,281Oct 30
05101$1,6751,281Nov 21

B2

2 Bedrooms • 2 Baths • 1,200 Sq Ft

Starting at $1,705/mo

1 available unitPriceSq ftAvailableOpen unit
03108$1,7051,200Nov 7

B1

2 Bedrooms • 2 Baths • 1,117 Sq Ft

Starting at $1,755/mo

1 available unitPriceSq ftAvailableOpen unit
06205$1,7551,117Sep 28

See all 202 units listed at The Banks at Rivergate Apartments, including ones no longer available.


Rent history

Over the past year, the average asking rent at The Banks at Rivergate Apartments has ranged from $1,598 to $1,855. The current average is $1,622, down $153 (8.6%) from $1,775 at the start.

Prices reflect the average advertised rent across units listed as available each day (156 days observed).
MonthAverage asking rentLowest – highestUnits listed
Oct 2026$1,639$1,454 – $1,90711
Sep 2026$1,728$1,489 – $1,90510
Aug 2026$1,701$1,432 – $1,9359
Jul 2026$1,648$1,411 – $1,93211
Jun 2026$1,651$1,264 – $1,93519
May 2026$1,739$1,376 – $2,01020
Apr 2026$1,812$1,347 – $2,03717
Mar 2026$1,791$1,340 – $2,03112

Fees & lease terms

  • Rent

    $1,472 – $1,886/mo
  • Earliest move-in

    Jun 29

Monthly fees

Parking - Garage

$150/mo

Pest Control Services

$4/mo

Pet Rent

$25/mo

Storage Space Rental

$50/mo

Trash Services - Doorstep

$28/mo

Trash Services - Hauling

$5/mo

Utility - Billing Administrative Fee

$4/mo

Due at signing

Access Device

$75

Administrative Fee

$250

Application Fee

$85

Pet Fee

$350

Pet Management - Third Party

$20

Security Deposit (Refundable)

$500

Cost to rent here

The all-in monthly cost by apartment size, and how the rent compares across the Charlotte area.

Lowest-priced apartment: A1 at $1,472

$1,914/mo

$442/mo above the advertised rent

  • Rent

    $1,472

  • Parking - Garage

    $150

  • Pest Control Services

    $4

  • Pet Rent

    $25

  • Storage Space Rental

    $50

  • Trash Services - Doorstep

    $28

  • Trash Services - Hauling

    $5

  • Utility - Billing Administrative Fee

    $4

  • Electric and gas

    est.
    Other utilities are billed by the building

    $91

  • Internet

    est.

    $71

  • Renters insurance

    est.

    $14

  • All-in monthly

    $1,914

By apartment size

SizeRent fromAll-in monthlyIncome to qualify
1 bedroom$1,472$1,914$52,992/yr
2 bedrooms$1,675$2,159$60,300/yr

Landlords commonly look for a monthly income of three times the rent, about $52,992 a year for the $1,472 one-bedroom. The median renter household in Charlotte earns $61,696 a year.

Compared with the Charlotte area

The median one-bedroom at The Banks at Rivergate Apartments asks $1,572 a month, 28% above the Charlotte area's typical one-bedroom asking rent of $1,225. Typical asking rents across the area are down 2.5% from a year earlier.

SizeMedian asking rent hereCharlotte-area asking rentCharlotte rent paid
1 bedroom$1,572$1,225$1,452
2 bedrooms$1,730$1,250$1,606
Area asking rent: typical rent asked for a new lease across the Charlotte-Concord-Gastonia, NC-SC metro, Apartment List Rent Estimates, August 2026.Rent paid: median rent including utilities across all renter households in Charlotte, U.S. Census Bureau American Community Survey, 2020–2024.
Rows marked “est.” are averages for this area scaled to the apartment, not quotes from the property. The income figure is a common screening rule, not this property’s requirement.

Amenities

  • Air Conditioning

  • Cabana Area With Tv And Fire Pit

  • Close To Rivergate Shopping Center

  • Convenient Access To I-485, I-77, And Hwy 160

  • Dishwasher

  • Fitness Center

  • Game Room With Billiards And Shuffleboard

  • Newly-Designed Fitness Center With Crossfit Set-Up, Hiit Hub, And Matrix Performance Touch Screen Equipment

  • Pet Friendly

  • Pilates, Yoga, And Stretching Room

  • Refreshment Bar With Cold Brew And Kombucha On Tap

  • Short Drive To Uptown Charlotte

  • Smoke Free

  • Sparkling Resort-Style Swimming Pool With Sundeck With Lounge Seating

  • Swimming Pool


Amenity photos

  • Pool
    2 photos
  • Grill area
    5 photos

Location

12620 Toscana Way, Charlotte, NC, 28273


Resident reviews

4.2 · 200+ reviews
Overall rating
Positive
Mixed
Neutral
Negative
Management4.5
Amenities and Shared Spaces4.3
Maintenance4.4
Location4.2
Building Quality3.5

The Banks at Rivergate receives overwhelmingly positive feedback for its well-maintained amenities, responsive maintenance and office staff, convenient location near shopping, and modern renovated units. However, a notable minority of residents report serious concerns including vehicle break-ins and security issues, deposit return delays exceeding legal timeframes, occasional maintenance problems like air conditioning failures, and pest issues. Most residents praise the community atmosphere and staff professionalism, though some note thin walls and occasional cleanliness issues related to resident behavior rather than property management.

Management and office staff receive consistently positive feedback for responsiveness, professionalism, and helpfulness, with residents noting quick issue resolution and welcoming leasing experiences. Most concerns stem from isolated incidents or past management transitions rather than current operations. Communication and maintenance responsiveness are highlighted as strengths, though some residents report occasional delays in addressing move-in discrepancies or administrative follow-ups.

The property features well-maintained amenities including a resort-style pool, gym, car wash, business center, and conference rooms that residents consistently praise. Grounds and common areas are regularly cleaned and landscaped, with responsive maintenance teams addressing requests promptly. However, some residents report ongoing issues with vehicle break-ins, pet waste management in common areas, and concerns about security incidents in the surrounding neighborhood.

Maintenance staff are consistently praised for prompt, professional, and friendly service across multiple years of resident tenure. The majority of residents report quick response times and effective issue resolution. Two residents reported significant HVAC concerns—one involving prolonged temperature control issues and mold—indicating potential gaps in follow-through on complex climate control problems.

The property benefits from a convenient location near shopping centers and amenities, with most residents praising its accessibility and proximity to stores and services. Staff responsiveness and maintenance quality are consistently highlighted as strengths. Security concerns and vehicle break-ins have been reported by some residents, and parking-related incidents are a notable drawback for the area.

Residents report mixed experiences with building quality. Positive reviews highlight quiet environments, well-maintained interiors, and quality finishes in renovated units. However, negative reviews cite thin walls that transmit neighbor noise, inconsistent apartment finishes compared to touring units, and ongoing maintenance concerns including pet waste in common areas. Noise insulation and finish consistency appear to be recurring concerns.

Summaries are written by AI from reviews residents posted on public review sites such as Google and ApartmentRatings. Each topic shows how many of those reviews discuss it.

Getting around

Car-Dependent

Minimal Transit

Not Bikeable


About this property

Welcome to The Banks at Rivergate, a freshly-designed property with luxury amenities near the Rivergate and Steele Creek neighborhoods in Charlotte, NC. Choose from upscale one- and two-bedroom apartment homes to find the perfect open layout and blend of amenities for you. Your pet-friendly apartment home comes with stylish finishes, like luxury vinyl plank flooring, Italian tile backsplashes, LED-backlit mirrors, and other desirable features. you'll also love the luxury community amenities offered at The Banks at Rivergate, including a sparkling swimming pool, fitness center, dog park with an agility course, and an outdoor fire pit. Discover the luxury, location, and convenience you desire at our newly-designed property in Charlotte, NC.

  • Building

    Apartment · Garden
  • Total units

    202

Nearby schools

SchoolTypeLevelDistance

Southwest Middle School

Public · Middle
PublicMiddle0.5 mi

Peighton's Place Day Care

Private · Preschool
PrivatePreschool0.9 mi

Living Loose Academy-Busy Bees

Private · Preschool
PrivatePreschool1.1 mi

Good Shepherd United Methodist School

Private · Preschool
PrivatePreschool1.2 mi

Mama K's Day Care

Private · Preschool
PrivatePreschool1.3 mi

Arrowood Child Development Center

Private · Preschool
PrivatePreschool2.5 mi

Richardson's Day Care

Private · Preschool
PrivatePreschool2.5 mi

Baby Steps Day Care

Private · Preschool
PrivatePreschool2.7 mi

Precious Angels Day Care

Private · Preschool
PrivatePreschool2.8 mi

Empowering God's Youth Dc

Private · Preschool
PrivatePreschool2.8 mi

Contact & management