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Middle Creek Lofts

$1,199 – $1,789/mo

  • 2–4 bedrooms
  • 2 baths
  • 917–1,303 sq ft
  • 4 units available
4300 Penny Way, Charlotte, NC, 28213

As of October 13, 2026, Middle Creek Lofts in Charlotte, NC has 4 apartments for rent from $1,199 to $1,789/mo. Two-bedrooms start at $1,199, three-bedrooms at $1,399, and 4-bedrooms at $1,789. The average asking rent has risen 11.3% since June 24, 2026, from $1,300 to $1,447.

Floor plans

4 floor plans · 4 available units · Prices checked October 13, 2026

B1

2 Bedrooms • 2 Baths • 917 Sq Ft

Starting at $1,199/mo

1 available unitPriceSq ftAvailableOpen unit
B1$1,199917—

C1

3 Bedrooms • 2 Baths • 1,112 Sq Ft

Starting at $1,399/mo

1 available unitPriceSq ftAvailableOpen unit
C1$1,3991,112—

C2

3 Bedrooms • 2 Baths • 1,122 Sq Ft

Starting at $1,399/mo

1 available unitPriceSq ftAvailableOpen unit
C2$1,3991,122—

D1

4 Bedrooms • 2 Baths • 1,303 Sq Ft

Starting at $1,789/mo

1 available unitPriceSq ftAvailableOpen unit
D1$1,7891,303—

See all 4 units listed at Middle Creek Lofts, including ones no longer available.


Rent history

Over the past year, the average asking rent at Middle Creek Lofts has ranged from $1,299 to $1,594. The current average is $1,447, up $147 (11.3%) from $1,300 at the start.

Prices reflect the average advertised rent across units listed as available each day (110 days observed).
MonthAverage asking rentLowest – highestUnits listed
Oct 2026$1,447$1,199 – $1,7894
Sep 2026$1,447$1,199 – $1,7894
Aug 2026$1,488$1,199 – $1,7894
Jul 2026$1,349$1,199 – $1,7892
Jun 2026$1,299$1,199 – $1,4002

Fees & lease terms

  • Rent

    $1,199 – $1,789/mo
  • Lease term

    12 months

Cost to rent here

The all-in monthly cost by apartment size, and how the rent compares across the Charlotte area.

Lowest-priced apartment: B1 at $1,199

$1,499/mo

$300/mo above the advertised rent

  • Rent

    $1,199

  • Electric, gas, water

    est.

    $215

  • Internet

    est.

    $71

  • Renters insurance

    est.

    $14

  • All-in monthly

    $1,499

By apartment size

SizeRent fromAll-in monthlyIncome to qualify
2 bedrooms$1,199$1,499$43,164/yr
3 bedrooms$1,399$1,789$50,364/yr
4 bedrooms$1,789$2,179$64,404/yr

Landlords commonly look for a monthly income of three times the rent, about $43,164 a year for the $1,199 two-bedroom. The median renter household in Charlotte earns $61,696 a year.

Compared with the Charlotte area

The one two-bedroom listed at Middle Creek Lofts asks $1,199 a month, about the same as the Charlotte area's typical two-bedroom asking rent of $1,250. Typical asking rents across the area are down 2.5% from a year earlier.

SizeMedian asking rent hereCharlotte-area asking rentCharlotte rent paid
2 bedrooms$1,199$1,250$1,606
3 bedrooms$1,399—$1,765
Area asking rent: typical rent asked for a new lease across the Charlotte-Concord-Gastonia, NC-SC metro, Apartment List Rent Estimates, August 2026.Rent paid: median rent including utilities across all renter households in Charlotte, U.S. Census Bureau American Community Survey, 2020–2024.
Rows marked “est.” are averages for this area scaled to the apartment, not quotes from the property. The income figure is a common screening rule, not this property’s requirement.

Amenities

  • Attached Storage Closets

  • Barbecue Grills & Covered Picnic Area

  • Conference Center & Individual Work Pods

  • Elevator Access

  • Fitness Center

  • Full-Size Washer/Dryer Connections

  • Fully-Equipped Kitchen With Island/Breakfast Bar

  • Laundry Facility

  • Luxurious Lounge Space

  • Luxury Vinyl Flooring

  • Modern Cabinetry

  • Outdoor Playground

  • Package Concierge

  • Private Patio/Balcony

  • Window Coverings


Location

4300 Penny Way, Charlotte, NC, 28213


Resident reviews

3.7
Overall rating
Positive
Mixed
Neutral
Negative
Management2.9
Building Quality2.5
Amenities and Shared Spaces1.5
Maintenance5.0

Resident experiences are mixed, with strong praise for leasing office staff helpfulness balanced against significant concerns about property maintenance, resident conduct, and communication responsiveness. Common issues include unclean common areas, noise disturbances, parking problems, and inconsistent phone/email response times during the application process. Maintenance and select office staff receive consistent positive feedback for professionalism and responsiveness.

Management responsiveness and communication are inconsistent, with significant delays in phone and email responses, unclear information during the leasing process, and billing discrepancies reported by applicants. While some residents and applicants report positive experiences with individual staff members who were helpful and professional, others describe unprofessional interactions, unclear directions, and unresolved concerns. Communication gaps between office staff and property operations have created frustration during both the application and residency phases.

The building has attractive finishes but faces cleanliness challenges in common areas. Elevators and stairwells require more frequent maintenance and cleaning. Residents report scuffed walls, floors, and litter in shared spaces, though the property's core condition and design are noted as appealing.

Shared spaces at this property face significant upkeep challenges, with reports of litter, scuffed walls and floors, and elevator damage. Package theft was an issue before package lockers were installed. Security concerns including vehicle break-ins and a reported break-in attempt have been noted, with residents reporting limited responsiveness from management.

Maintenance staff demonstrated responsiveness and helpfulness, including early morning assistance during cold weather. Grounds maintenance and general upkeep were noted as well-managed. Staff communication and follow-through on resident requests were positive.

Summaries are written by AI from reviews residents posted on public review sites such as Google and ApartmentRatings. Each topic shows how many of those reviews discuss it.

Getting around

Car-Dependent

Minimal Transit

Not Bikeable


About this property

Middle Creek Lofts is a 188-unit multifamily community for residents with a household income of up to 80% of the Area Median Income. Residents can enjoy a full complement of amenities including a community room, exercise room, computer center, laundry facilities, a screened porch, a playground, a covered picnic area with grills, and multiple outdoor seating areas. The community is located within a high-growth corridor of N. Tryon Street, within two miles of the nearest hospital, grocery store, and transit stop. The goal of Middle Creek Lofts is to provide high-quality affordable housing to the residents of Charlotte.


Nearby schools

SchoolTypeLevelDistance

Childcare Network

Private · Preschool
PrivatePreschool0.2 mi

Kaye's Day Care

Private · Preschool
PrivatePreschool0.6 mi

Aunt Alices Day Care Center

Private · Elementary
PrivateElementary0.6 mi

Smart Kids' Child Development Center

Private · Elementary
PrivateElementary0.8 mi

Hidden Valley Elementary

Public · Elementary
PublicElementary0.8 mi

Martin Luther King Jr Middle

Public · Middle
PublicMiddle0.8 mi

Shelia's Wonderland

Private · Preschool
PrivatePreschool0.9 mi

Vision Love Day Care

Private · Preschool
PrivatePreschool0.9 mi

Little Learners Day Care Center

Private · Preschool
PrivatePreschool1.3 mi

Little Angels Learning Academy

Private · Preschool
PrivatePreschool2.0 mi

Contact & management