Financial Information Disclosure

Effective date: June 8, 2026 · brightplace Inc
Incorporated in Delaware · 221 River St, Hoboken, NJ 07030 · United States only

brightplace Inc provides estimated budget breakdowns, affordability assessments, and cost comparisons to help renters evaluate apartments and cities. This page explains the nature and limitations of that information.

This disclosure is incorporated into our Terms of Service by reference. By using brightplace financial features, you agree to the terms described here.

01 What brightplace financial information is

brightplace provides financial estimates and tools to help renters understand the potential cost of renting a specific apartment or living in a specific city. These tools include estimated budget breakdowns, affordability assessments, rent-to-income comparisons, total cost of renting calculations (including estimated fees, utilities, and move-in costs), and cost comparisons between apartments or markets.

This information is provided for general informational and educational purposes only. It is designed to help you think through your housing decision, not to make that decision for you.

02 What brightplace financial information is not

brightplace is not a financial advisor, tax preparer, accountant, investment advisor, or attorney. Nothing provided through brightplace constitutes financial advice, tax advice, legal advice, or any other form of professional advice. brightplace is not licensed to provide such advice and does not do so.

Specifically, brightplace financial information:

Is not a substitute for advice from a qualified financial advisor, tax professional, or attorney regarding your specific situation
Is not a guarantee, projection, or prediction of your actual costs, income, tax liability, or financial outcomes
Is not based on your actual bank accounts, tax filings, credit profile, or personal financial records
Is not a determination of your creditworthiness, eligibility for housing, or ability to afford a specific apartment
Is not an offer to lend, insure, or provide any financial product or service

03 How our estimates are calculated

brightplace financial estimates are generated using a combination of your expressed inputs (such as income range or budget) and market data and industry sources (such as average utility costs by market, typical fee structures, and published cost-of-living data). Estimates are approximations based on this data and do not account for:

Your individual tax situation, deductions, credits, or liabilities
Your existing debt obligations, credit profile, or employer benefits
Property-specific fees, concessions, or lease terms not captured in our data
Utility costs specific to a unit, building, or your usage patterns
Move-in costs, deposits, or administrative fees that vary by operator
Any other personal financial circumstances unique to your situation

Actual costs for any specific apartment will differ from our estimates based on the lease terms you negotiate, the specific fees charged by the operator, and your individual usage and circumstances.

04 Data sources and limitations

brightplace does not collect or process your actual financial account data. We do not connect to financial institutions, access bank accounts or credit reports, process payments, or facilitate financial transactions. All financial estimates are generated from user-provided inputs combined with market-level data and publicly available industry sources.

Market data has inherent limitations. It may lag current conditions, reflect averages that do not apply to your specific situation, or be incomplete for certain markets or property types. brightplace makes no representation that its data sources are comprehensive, current, or free from error.

Fair Housing note: brightplace's financial tools use only location-based cost data and user-provided income inputs. They do not use, infer, or incorporate any protected class characteristics in generating estimates.

05 Your responsibility

You are solely responsible for your financial decisions, including decisions about where to rent and what you can afford. Before signing any lease, independently verify all costs, fees, and financial terms directly with the property and any relevant professional advisors.

brightplace financial information is a starting point for your own research, not a conclusion. We encourage you to:

Verify all fees, deposits, and lease terms directly with the apartment operator before signing
Consult a qualified financial advisor if you have questions about your personal affordability
Consult a qualified tax professional regarding any tax implications of your housing decision
Consult a qualified attorney if you have questions about lease terms or your legal rights as a renter

06 No warranties; limitation of liability

ALL FINANCIAL INFORMATION PROVIDED THROUGH BRIGHTPLACE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. BRIGHTPLACE MAKES NO REPRESENTATION OR WARRANTY THAT ANY FINANCIAL INFORMATION IS ACCURATE, COMPLETE, CURRENT, OR APPLICABLE TO YOUR INDIVIDUAL SITUATION.

BRIGHTPLACE SHALL NOT BE LIABLE FOR ANY LOSS, DAMAGE, OR EXPENSE OF ANY KIND ARISING FROM OR RELATED TO YOUR RELIANCE ON ANY FINANCIAL INFORMATION PROVIDED THROUGH THE SERVICE, INCLUDING ANY FINANCIAL DECISIONS YOU MAKE BASED ON SUCH INFORMATION. THIS LIMITATION APPLIES TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

07 Related policies and terms

This Financial Information Disclosure is part of brightplace's broader legal framework and is incorporated into our Terms of Service. For complete terms governing your use of brightplace, including dispute resolution, arbitration, and indemnification provisions, please review our full Terms of Service.

All changes to this disclosure are effective immediately when posted. We encourage you to review this page periodically.

08 Contact

For questions about this disclosure or brightplace's financial information features:

General questions
support@brightplace.ai

Legal notices
legal@brightplace.ai

Company
brightplace Inc (Delaware corporation)

Address
brightplace Inc · 221 River St, Hoboken, NJ 07030